What To Do After A Car Accident In Maryland?

Car accidents can be an overwhelming and stressful experience, leaving you with physical injuries, emotional trauma, and financial losses. If you live in Maryland, it’s important to know what steps to take after a car accident to protect yourself and your rights. From exchanging information with the other driver to contacting your insurance company, there are several crucial steps you should follow to ensure a smooth post-accident process.

In this article, we’ll guide you through the process of what to do after a car accident in Maryland, including the legal requirements, common mistakes to avoid, and tips for getting the compensation you deserve. Whether you’re a new driver or an experienced one, it’s essential to be prepared for the unexpected and know how to handle a car accident situation. So, let’s get started and learn how to protect yourself after a car accident in Maryland.

After a car accident in Maryland, call the police and seek medical attention immediately. Exchange insurance information with the other driver and take photos of the damage. Notify your insurance company and file a report with the Maryland Motor Vehicle Administration within 15 days if there are injuries or property damage exceeding $500. Consider hiring a personal injury lawyer if the accident was severe.

What to Do After a Car Accident in Maryland?

Getting into a car accident can be a traumatic and confusing experience, especially if you’re not sure what to do next. If you’ve been in a car accident in Maryland, it’s important to stay calm and follow a few simple steps to ensure your safety and protect your legal rights.

1. Check for Injuries and Call for Help

The first thing you should do after a car accident is to check yourself and your passengers for injuries. If anyone is injured, call 911 immediately. Even if no one is injured, it’s a good idea to call the police so they can file an accident report.

Benefits of calling the police:

• Police will help you to file an accident report.
• You will have a legal record of the accident.
• It will be helpful when you file an insurance claim.

2. Move to a Safe Location

If your car is still drivable, move it to the side of the road or a safe location. If you can’t move your car, turn on your hazard lights to warn other drivers.

Benefits of moving to a safe location:

• You will avoid causing more accidents.
• You will be safe from incoming traffic.
• You can get a better view of the damage.

3. Exchange Information with the Other Driver

Exchange information with the other driver, including names, contact information, license plate numbers, insurance information, and driver’s license numbers.

Benefits of exchanging information:

• You will have the other driver’s contact information.
• You can file an insurance claim.
• You can get a legal record of the accident.

4. Take Photos and Gather Evidence

Take photos of the accident scene, including the damage to both vehicles, any injuries, and the surrounding area. Gather evidence such as witness statements and police reports.

Benefits of taking photos and gathering evidence:

• You will have visual evidence of the damage.
• You can use the evidence to support your insurance claim.
• You can use the evidence to support your legal case.

5. Notify Your Insurance Company

Call your insurance company and notify them of the accident. Provide them with the other driver’s information and any evidence you have gathered.

Benefits of notifying your insurance company:

• Your insurance company can start processing your claim.
• You can get the repairs you need for your car.
• You can get medical bills paid for if you’re injured.

6. Seek Medical Attention

Even if you feel fine, it’s a good idea to seek medical attention after a car accident. Some injuries may not appear until later, and getting medical attention can help you avoid complications.

Benefits of seeking medical attention:

• You can get treatment for any injuries.
• You can avoid complications from hidden injuries.
• You can get a medical record of your injuries.

7. Hire a Car Accident Lawyer

Consider hiring a car accident lawyer to represent your legal interests. A lawyer can help you navigate the legal system and protect your rights.

Benefits of hiring a car accident lawyer:

• You can get advice on how to proceed with your case.
• You can get help with filing a lawsuit if necessary.
• You can get compensation for your injuries and damages.

8. Understand Maryland’s Contributory Negligence Law

Maryland is one of only a few states that follow the contributory negligence law, which means that if you are found to be even slightly at fault for the accident, you may not be able to recover any damages.

Benefits of understanding Maryland’s contributory negligence law:

• You can understand your legal rights and responsibilities.
• You can avoid mistakes that could harm your case.
• You can work with a lawyer to build a strong case.

9. Avoid Discussing the Accident on Social Media

Avoid discussing the accident on social media or posting photos or videos related to the accident. Anything you say or post could be used against you in court.

Benefits of avoiding discussing the accident on social media:

• You can protect your legal rights.
• You can avoid saying something that could harm your case.
• You can avoid ruining your case before it even starts.

10. Keep Records of Everything

Keep records of everything related to the accident, including medical records, police reports, insurance claims, and any other relevant documents.

Benefits of keeping records of everything:

• You will have a clear record of everything that happened.
• You can use the records to support your case.
• You can avoid losing important information.

In conclusion, getting into a car accident can be a stressful experience, but following these simple steps can help you stay safe and protect your legal rights. Remember to stay calm, exchange information with the other driver, and seek medical attention if necessary. And if you need legal help, consider hiring a car accident lawyer to represent your interests.

Frequently Asked Questions:

What should I do immediately after a car accident in Maryland?

Firstly, it is important to remain calm and call 911 immediately if there are any injuries or significant damage to property. If possible, move your vehicle to a safe location and exchange information with the other party involved in the accident. You should also take photos of the scene and gather contact information from any witnesses.

Afterwards, report the accident to your insurance company as soon as possible and seek medical attention if needed. Remember to keep all documentation related to the accident, including medical bills and police reports.

Should I speak with the other driver’s insurance company?

It is recommended that you do not speak with the other driver’s insurance company without first consulting with your own insurance company or an attorney. The other driver’s insurance company may try to get you to admit fault or downplay the severity of the accident. Any communication with the other driver’s insurance company should be done with caution and only with the guidance of a legal professional.

It is important to note that in Maryland, the law requires drivers to carry personal injury protection (PIP) insurance, which provides coverage for medical expenses and lost wages regardless of who is at fault for the accident.

What should I do if the other driver does not have insurance?

If the other driver is uninsured, you may still be able to receive compensation through your own insurance company’s uninsured motorist coverage. This coverage is designed to provide financial assistance in the event of an accident with an uninsured or underinsured driver. It is important to review your insurance policy to see what coverage you have and to contact your insurance company as soon as possible after the accident.

If you are unable to receive compensation through insurance, you may need to consider filing a lawsuit against the other driver to recover damages. Consulting with a personal injury attorney can help you understand your legal options and guide you through the process.

What if the police report is inaccurate?

If you believe that the police report contains inaccuracies or is incomplete, you may be able to request a correction or amendment. Contact the police agency that responded to the accident and request a copy of the report. Review the report thoroughly and make note of any errors or omissions.

You may then submit a written request for correction or amendment to the police agency. Provide any documentation or evidence that supports your claim, such as photos or witness statements. The police agency will review your request and make any necessary changes to the report.

When should I contact a personal injury attorney?

If you have been injured in a car accident in Maryland, it is recommended that you contact a personal injury attorney as soon as possible. An attorney can help you understand your legal rights and options, negotiate with insurance companies on your behalf, and represent you in court if necessary.

Additionally, if the accident resulted in significant property damage or if there are disputes over fault or liability, consulting with an attorney can help you navigate the legal process and ensure that you receive fair compensation for your injuries and losses.

In conclusion, being involved in a car accident can be a stressful and overwhelming experience. However, knowing what steps to take after the incident can help alleviate some of the stress. Remember to stay calm and assess the situation carefully.

Once you have ensured everyone’s safety, call the police and seek medical attention if necessary. Exchange information with the other driver involved and gather as much evidence as possible.

Finally, contact your insurance company and seek legal advice if needed. By following these steps, you can ensure that you protect your rights and receive the compensation you deserve. Remember to always prioritize your safety and well-being in any situation.